Who are referred to as handicapped workers?

The term "handicapped workers" refers specifically to individuals who experience impaired earning capacity as a result of age or disability. This classification acknowledges that certain physical or mental limitations can hinder one’s ability to engage in productive work or earn an income comparable to those without such impairments.

Catering to the needs and status of handicapped workers is an essential aspect of human resource management, as it encompasses not only their hiring and employment rights but also initiatives for workplace accessibility and support systems. Embracing a diverse workforce that includes those with disabilities enriches the work environment and promotes inclusivity, allowing organizations to benefit from a wide range of experiences and perspectives.

In contrast, the other choices do not capture the essence of what defines a handicapped worker. Financial difficulties, unemployment, or training contracts are not inherently linked to a person's ability to work due to age or disability, and therefore do not fit the definition as accurately. Understanding this terminology is crucial for addressing workplace equity and compliance with relevant regulations surrounding employment for individuals with disabilities.