Which Pag-IBIG savings option allows members to save more and earn higher annual dividends?

The Modified Pag-IBIG 2 (MP2) Savings Program is designed to provide members with an opportunity to save more and earn higher annual dividends compared to the regular savings option. This program is specifically tailored for Pag-IBIG Fund members who are looking for a more robust and rewarding savings plan.

What sets the MP2 apart is that it offers a higher interest rate on savings, which is compounded annually, making it an attractive option for those aiming to maximize their savings returns. Contributions to the MP2 can be made for a period of five years, and the dividends are generally higher than those under the regular savings option, encouraging members to save for longer durations.

The other choices do not serve the same purpose as a dedicated savings option. The Pag-IBIG Regular Savings provides basic savings benefits, while loan programs such as the Multi-Purpose Loan and Calamity Loan focus on providing financial assistance rather than on savings accumulation and dividend returns. Hence, the MP2 Savings program is the option that allows for enhanced savings potential and higher earnings through dividends.