What is the loan called that allows qualified members to borrow up to 80% of their regular savings?

The correct answer is the Pag-IBIG Multi-Purpose Loan. This loan is specifically designed to facilitate access to funds for qualified members, allowing them to borrow up to 80% of their accumulated regular savings. The structure of this loan is meant to provide financial flexibility for various purposes, including home improvement, education, or emergency expenses.

The Pag-IBIG Regular Savings option refers to the savings account component of the Pag-IBIG Fund rather than a loan product. The Modified Pag-IBIG 2 Savings is geared more towards providing higher yields on savings and might not offer borrowing options tied directly to a percentage of the savings. The Pag-IBIG Calamity Loan is designed specifically for members affected by natural disasters, providing financial support during emergencies but is not the general borrowing option that covers 80% of savings like the Multi-Purpose Loan does. Thus, the Pag-IBIG Multi-Purpose Loan stands out as the ideal choice for borrowing against regular savings.