Is it true that the State Insurance Fund shall pay the monthly income benefit in full for separable disabilities?

The monthly income benefit provided by the State Insurance Fund for separable disabilities is typically structured so that it may not cover full income loss for each disability if they are deemed separable. In situations where multiple disabilities are present, the fund often pays only for the difference between the employee's pre-disability income and what they are currently capable of earning. This approach considers the total impact of the disabilities and assesses the economic loss rather than providing a blanket full benefit for each separate disability.

This method ensures that the compensation aligns with the actual economic reduction in capability and is not simply a sum of benefits for each condition independently. Therefore, the fund aims to evaluate and compensate based on the overall situation rather than inflating payouts for individual separable disabilities.